Automating Commercial Policy Underwriting with Multi-Agent Document Intelligence
The Architectural Challenge
Meridian underwriters manually scrutinized 80-page commercial property portfolios, loss-run statements, and municipal building codes, limiting quote velocity to just 15 quotes per underwriter each week.
The Engineered Solution
We engineered an autonomous underwriting pipeline that ingests commercial documents, runs OCR and tabular extraction via fine-tuned vision-language models, queries hazard GIS datasets, and compiles structured actuarial risk scores directly into policy rating software.
Technologies Deployed
“Our brokers now receive accurate binding quotes within 15 minutes instead of waiting days. Our quote-to-bind conversion rate surged by 44% in the first quarter.”
Clara Vance-Howard
EVP of Underwriting, Meridian Insurance
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